Bill Tracker: Total Monthly Bills & What's Due Next
Rent on the 1st, a car payment on the 8th, a utility bill that changes every month - bills rarely line up neatly, which is exactly why they're easy to miss. This calculator lays them all out in one place.
Bill tracker
List your recurring bills and due dates - see your total monthly obligation and what's coming up next.
Add your bills to see your total and what's due next
Want MoneyFlow to remind you before every bill is due?
This is a one-time snapshot. In the MoneyFlow app, every bill you add is tracked automatically with its due date and amount, so upcoming payments show up before they're due - not the day they hit your account.
Why bills get missed even when the money is there
Missing a bill usually isn't a money problem - it's a visibility problem. Bills land on different days, in different amounts, from different accounts, and unless they're all written down in one place, it's easy to lose track of which one is due next. A late fee or a dinged credit score for a bill you could easily have paid on time is one of the more avoidable costs in a budget.
Irregular bills need a different approach
Fixed bills like rent are easy to plan around. Variable ones - utilities, usage-based plans - change every month, which makes them the ones most likely to catch you off guard. Using a recent average as a placeholder, and updating it once the real bill arrives, keeps your total realistic without needing an exact number in advance.
One place for bills, subscriptions, and everything else
Bills are one piece of a monthly budget - alongside subscriptions, debt payments, and savings goals. MoneyFlow tracks all of it together, so your Safe-to-Spend number already accounts for what you owe this month, not just what you've spent so far.
Frequently asked questions
What's the best way to track bills without a bank account linked?
List each bill's name, amount, and due day manually - the calculator above does this, and so does the MoneyFlow app. Bank linking can auto-detect recurring charges, but it's never required to track bills accurately.
Is this bill tracker free?
Yes, this calculator is free with no sign-up. Getting a reminder before each bill is actually due, every month, is part of the free MoneyFlow app too.
How do I track bills that aren't the same amount every month?
For irregular bills (utilities, variable-rate loans), use your average or most recent amount as an estimate - it's close enough to plan around, and you can update it each time the actual bill arrives.
Can MoneyFlow remind me before a bill is due?
Yes - MoneyFlow tracks each bill's due date and amount, and surfaces upcoming payments so you see them coming instead of getting caught off guard.
Bills are one piece of the picture: track your subscriptions, see what's safe to spend, or track your net worth.
Never miss a bill again
Free, offline, and ready in under 2 minutes.