Built by one developer, for people who take money seriously.
MoneyFlow is a personal finance tracker built by a solo developer frustrated with bloated, subscription-heavy budget apps. It tracks all 7 ways money moves in your life - spending, goals, investments, debts, subscriptions, bills, and income - and gives you the answers you actually need: Safe-to-Spend, debt payoff date, net worth, and upcoming payments.
What makes it different
7 category types in one app
Spending budgets, savings goals, investments, debts, subscriptions, bills, and income - tracked together, not scattered across four different apps.
Safe-to-Spend tells you exactly what's available
Income minus every committed expense minus what you've already spent. One number you can trust each month.
Debt payoff planner with interest
Enter your balance, monthly payment, and interest rate. Get your exact payoff month and total interest cost - and see how paying a little extra changes everything.
Offline-first, your data on your device
The app works without internet. Sign in to enable cloud backup and sync across devices.
Core features free. Pro for power users.
All 7 categories, Safe-to-Spend, achievements, and upcoming payments are free forever. Pro unlocks AI weekly insights, net worth trend chart, and debt strategy comparison.
Get in touch
Found a bug? Have a feature request? Send an email - every message is read.
elbeqqal.youssef@gmail.com