
iPhone
Available on the App Store. Log spending, bills, debts, and goals, and see your Safe-to-Spend number update in real time.
Download for iPhone →
Android
Available on Google Play. The same tracking, Safe-to-Spend, and debt payoff dates, built for Android.
Download for Android →Frequently asked questions
Is MoneyFlow free to download?+
Yes. All core features are free forever - the 7 tracking categories, Safe-to-Spend, and achievements. An optional Pro tier adds Weekly AI Insights, Cloud Sync, CSV export, and a 12-month net worth chart.
Do I need to link my bank account to use MoneyFlow?+
No. MoneyFlow works entirely from manual entry - you log income, spending, bills, and debts yourself, and nothing needs to be linked to a bank.
Is my financial data private?+
MoneyFlow doesn't sell your data or show ads. Your entries stay on your device unless you turn on the optional Cloud Sync feature.
What happens to my data if I switch phones?+
Cloud Sync (part of the Pro tier) carries your data to a new device. Without it, your data stays local to whichever device you entered it on.