Blog - Page 2
Guides on budgeting, saving, and paying down debt - plus MoneyFlow product updates.
How Long Does a Buyout Offer Cover You?
A buyout number sounds big or small depending only on what you divide it by. Divided by real monthly expenses instead of old salary, it becomes a length of time: a runway.
by Youssef El Beqqal
Does It Put Money In Your Pocket?
Rich Dad Poor Dad's test for any purchase: does it put money in your pocket, or take money out? That framing holds up better than the book's specific investment advice.
by Youssef El Beqqal
Why Smart People Still Make Bad Money Decisions
The Psychology of Money opens with a janitor who built a multi-million dollar portfolio through decades of consistency, while finance-degree holders went broke. Behavior explains the gap.
by Youssef El Beqqal
7 Money Rules from a 100-Year-Old Book
The Richest Man in Babylon has been in print since 1926. Here are its seven rules for keeping more of what you earn, translated out of the parables.
by Youssef El Beqqal
Best Budgeting Apps for Debt Payoff
EveryDollar builds its whole budgeting philosophy around debt payoff. Monarch Money and YNAB treat it as one feature among several. Which fits depends on whether debt is the whole plan or one part of it.
by Youssef El Beqqal
Best Budgeting Apps for Couples
The best budgeting app for couples depends on whether you want one shared account or want to stay financially independent while tracking shared costs together.
by Youssef El Beqqal
When Streaming Subscriptions Quietly Stack Up
Streaming platforms overlap in content and free trials convert without notice, which is how five or six subscriptions can add up to a cable-sized bill.
by Youssef El Beqqal
Free Trials That Quietly Turn Into Subscriptions (And How to Catch Them)
Free trials convert to paid subscriptions automatically unless you cancel first. Logging the conversion date the moment a trial starts is what actually catches the charge before it happens.
by Youssef El Beqqal
What Is a Debt Payoff Planner?
A debt payoff planner projects an actual payoff date and total interest from a balance, rate, and payment, then shows how both change under snowball, avalanche, or a custom extra payment.
by Youssef El Beqqal
How to Pay Off Student Loans Faster Without a Windfall
Windfalls speed up student loan payoff but rarely arrive on schedule. Consistent extra payments, directed at the highest-rate loan, add up more reliably.
by Youssef El Beqqal